Brighthouse Financial Valuation

BHF Stock  USD 63.85  0.03  0.05%   
At this time, the firm appears to be overvalued. Brighthouse Financial shows a prevailing Real Value of $59.43 per share. The current price of the firm is $63.85. Our model approximates the value of Brighthouse Financial from analyzing the firm fundamentals such as Profit Margin of 0.12 %, current valuation of 4.54 B, and Return On Equity of 0.16 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Brighthouse Financial's valuation include:
Price Book
0.5725
Enterprise Value
4.5 B
Price Sales
0.4652
Forward PE
3.1221
Trailing PE
4.4733
Overvalued
Today
63.85
Please note that Brighthouse Financial's price fluctuation is very steady at this time. Calculation of the real value of Brighthouse Financial is based on 3 months time horizon. Increasing Brighthouse Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Brighthouse stock is determined by what a typical buyer is willing to pay for full or partial control of Brighthouse Financial. Since Brighthouse Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Brighthouse Stock. However, Brighthouse Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  63.85 Real  59.43 Target  65.5 Hype  63.81
The real value of Brighthouse Stock, also known as its intrinsic value, is the underlying worth of Brighthouse Financial Company, which is reflected in its stock price. It is based on Brighthouse Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Brighthouse Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
59.43
Real Value
70.20
Upside
Estimating the potential upside or downside of Brighthouse Financial helps investors to forecast how Brighthouse stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Brighthouse Financial more accurately as focusing exclusively on Brighthouse Financial's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
4.305.194.52
Details
Hype
Prediction
LowEstimatedHigh
63.5463.8164.08
Details
9 Analysts
Consensus
LowTarget PriceHigh
59.6165.5072.71
Details
When choosing an evaluation method for Brighthouse Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Brighthouse Financial Cash

3.89 Billion

Brighthouse Revenue by Product

Brighthouse Financial Total Value Analysis

Brighthouse Financial is currently forecasted to have company total value of 4.54 B with market capitalization of 3.64 B, debt of 3.15 B, and cash on hands of 6.34 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Brighthouse Financial fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
4.54 B
3.64 B
3.15 B
6.34 B

Brighthouse Financial Investor Information

About 89.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.57. Some equities with similar Price to Book (P/B) outperform the market in the long run. Brighthouse Financial recorded earning per share (EPS) of 14.24. The entity had not issued any dividends in recent years. Brighthouse Financial is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in March.

Brighthouse Financial Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Brighthouse implies not a very effective usage of assets in February.
 
Yuan Drop
 
Covid
 
Interest Hikes

Brighthouse Financial Profitability Analysis

Taking into consideration Brighthouse Financial's profitability measurements, Brighthouse Financial's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess Brighthouse Financial's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
2015-03-31
Previous Quarter
85 M
Current Value
479 M
Quarterly Volatility
1.2 B
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Brighthouse Financial's Operating Profit Margin is most likely to increase slightly in the upcoming years. The Brighthouse Financial's current Net Profit Margin is estimated to increase to 0.08, while Gross Profit Margin is projected to decrease to 0.25.
For Brighthouse Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Brighthouse Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Brighthouse Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Brighthouse Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Brighthouse Financial over time as well as its relative position and ranking within its peers.

Brighthouse Financial Earnings per Share Projection vs Actual

The next projected EPS of Brighthouse Financial is estimated to be 5.19 with future projections ranging from a low of 4.305 to a high of 4.5195. Brighthouse Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 14.24. Please be aware that the consensus of earnings estimates for Brighthouse Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Covid
 
Interest Hikes
Brighthouse Financial is projected to generate 5.19 in earnings per share on the 31st of December 2025. Brighthouse Financial earnings estimates show analyst consensus about projected Brighthouse Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on Brighthouse Financial's historical volatility. Many public companies, such as Brighthouse Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Brighthouse Financial Earnings Estimation Breakdown

The calculation of Brighthouse Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Brighthouse Financial is estimated to be 5.19 with the future projection ranging from a low of 4.305 to a high of 4.5195. Please be aware that this consensus of annual earnings estimates for Brighthouse Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
7.89
4.30
Lowest
Expected EPS
5.19
4.52
Highest

Brighthouse Financial Earnings Projection Consensus

Suppose the current estimates of Brighthouse Financial's value are higher than the current market price of the Brighthouse Financial stock. In this case, investors may conclude that Brighthouse Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Brighthouse Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2025Current EPS (TTM)
865.92%
7.89
5.19
14.24

Brighthouse Financial Ownership Allocation

Brighthouse Financial holds a total of 57.18 Million outstanding shares. The majority of Brighthouse Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Brighthouse Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Brighthouse Financial. Please pay attention to any change in the institutional holdings of Brighthouse Financial as this could imply that something significant has changed or is about to change at the company. Please note that on September 19, 2017, Senator Gary Peters of US Senate acquired under $15k worth of Brighthouse Financial's common stock.

Brighthouse Financial Profitability Analysis

The company reported the last year's revenue of 4.37 B. Total Income to common stockholders was 388 M with profit before taxes, overhead, and interest of 3.23 B.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Brighthouse Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Brighthouse Financial and how it compares across the competition.

About Brighthouse Financial Valuation

The stock valuation mechanism determines Brighthouse Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Brighthouse Financial. We calculate exposure to Brighthouse Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Brighthouse Financial's related companies.
Last ReportedProjected for Next Year
Gross Profit1.8 B3.4 B
Pretax Profit Margin 0.09  0.09 
Operating Profit Margin 0.09  0.09 
Net Profit Margin 0.08  0.08 
Gross Profit Margin 0.41  0.25 

Brighthouse Financial Growth Indicators

Investing in growth stocks can be very risky. If the company such as Brighthouse Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding61.6 M
Quarterly Earnings Growth Y O Y2.194
Forward Price Earnings3.1221

Brighthouse Financial Current Valuation Indicators

Valuation refers to the process of determining the present value of Brighthouse Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Brighthouse we look at many different elements of the entity such as Brighthouse's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Brighthouse Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Brighthouse Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Brighthouse Financial's worth.

Complementary Tools for Brighthouse Stock analysis

When running Brighthouse Financial's price analysis, check to measure Brighthouse Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Brighthouse Financial is operating at the current time. Most of Brighthouse Financial's value examination focuses on studying past and present price action to predict the probability of Brighthouse Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Brighthouse Financial's price. Additionally, you may evaluate how the addition of Brighthouse Financial to your portfolios can decrease your overall portfolio volatility.
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